Turn saving money from a complex and frustrating endeavor into a simple, winnable game! At the end of the day, all you care about is the bottom line. What you spend money on doesn’t matter, so we simplified the daily record-keeping process to only the dollar amounts. This app provides the visibility and motivation you need to reach your financial goals by calculating a daily spending limit based on your monthly earnings, fixed expenses, and savings goals. Every day, you know exactly where you stand in your budgeting plan, making it easier than ever to commit to your goals. Download today and start winning!
Features
Record your monthly earnings, regular expenses, and savings goals
Add, Modify, or Delete any of the categories
Provides a quick look at how much you have left in the month, how much your daily spending target is, how much you’ve spent today, and how much you’ve saved today
Records all the transaction amounts and the time you entered them
Today’s recap shows all transactions entered today and allows you to delete/modify the ones that you may have entered in error
The Problem “Win the Day!” Solves
In today’s world, cash is being used less and less – some may say there is a war on cash. More and more spending is taking place with credit cards and other electronic forms of payments. The problem? When we use these various forms of payments we quickly lose track of where we stand in regards to our savings goals. It’s possible to keep track, but it’s not easy, and few of us do for an extended amount of time. The app solves this problem by providing people this visibility. Not only does the app give the user their monthly remaining balance, but it also provides a “Daily Target.” This “Daily Target” serves as a daily speed limit, providing the pacing each of us need to meet our savings goals. And every day, this “Daily Target” updates.
The App in a Nutshell
Users enter monthly information into the app, and the app calculates the amount available for discretionary spending. This amount is divided by the number of days remaining in the month, representing your “Daily Target”. Spend less than your Daily Target, and you Win the Day! Win the day, and your Daily Target goes up. Lose the day, and your Daily Target goes down.
It Makes Spending Money Guilt Free, and Not Spending Money Rewarding
What you spend your money on doesn’t matter. The only thing that matters is that you spend less than your take home income by the amount of your savings goal. When this is accomplished, you “Win the Month”. Savings goals are deducted from disposable income prior to monthly and daily calculations. Therefore, even if you spend every available dollar, you still win the month.
Breaking Rules
The app breaks budgeting rules by not keeping track of daily expenditures. Get a coffee. Buy a shirt. Go to the movies. Who cares! The app is agnostic about what you spend your money on. The only thing that matters is that you Win the Day!
Reconciling the Spender and the Saver
Many households find that one person is more bent toward savings while the other toward spending (at least relative to each other). This application helps preempt any potential conflicts over spending decisions. It provides an objective answer for the question, “What do you think about me buying a new pair of boots?” If you have the money that month, the answer should be “Yes!” If you don’t, the answer should probably be, “How about next month?” When things are going well, the app allows for spontaneous, indulgent, and even whimsical spending to be guilt and stress free. At the same time, if it has been a difficult month, it provides the necessary discipline to curb spending.
Turning Saving Money into a Game
The app is called Win the Day!, but the ultimate goal is to win the month. To accomplish this goal, you don’t have to win every day; you just have to win the last one. But of course, each day you win makes it easier to win the last one.
