Description
MaBudget, is a simple monthly budget planner, that removes the complexity that you find in most monthly budget planner applications and is far more useful.
MaBudget, works as a monthly budget planner, in a way that most other monthly budget planner’s don’t. It uses the financial ideas, mandatory and discretionary spending, this sets it apart.
The idea of using mandatory and discretionary spending in your monthly budget planner enables you to divide your bills in two, bills you need and bills you want.
Mandatory bills are bills that you have to pay for to live.
Discretionary bills are bills you do not need to pay for, and are optional.
Dividing your financial bills like this will make it very easy for you to be able to cut out anything you may not need in your monthly budget planner.
MaBudget uses a few extra tools unique to MaBudget, these monthly budget planner tools will make planning your budget much easier.
First there is a Safety buffer, this tool enables you to set a minimum amount of money that you would like left in your account, meaning you can add a bit of safety to your monthly budget planner and your finances.
Personal allowance, is a tool that is great for making monthly budget planning much, much easier and taking a lot of stress out of your thoughts. It works by setting yourself a small amount of money that you can spend on whatever you like in that month so you don’t feel stuck in a budget that is not flexible.
Savings is always important to your finances and is essential that you factor it into your monthly budget planner and try to keep a regular payment for it, with MaBudget, this is easy.
Lastly, MaBudget, monthly budget planner, helps you visually see what bills you have payed for in the month and what you haven’t, this is in real time, and uses visual colours to show you how your monthly budget and accounts are doing at a glance. Blue is either a good sign, or if means you have already paid for a bill in that month. Black means you have not paid for it yet. Finally red means you are in negative figures which can give you a warning way in advance so you can do something about it.