Did you know that US banks today can earn on average 4 – 5% a year on every dollar you deposit in your bank account, passing onto you a measly 0.01% APY in deposit interest?
Beam is a supplemental, high-interest mobile bank account that grows your cash in your sleep. Download the free app to earn 2 – 4% APY interest, 200x the national average. All funds are FDIC-insured. Beam is a supplemental bank account in that you do NOT need to switch banks to use Beam.
How it works: 1) Connect your primary bank account to fund Beam on your phone. 2) Earn 2-4% APY interest on your Beam balance, FDIC-insured, accessible anytime. 3) Access and use your Beam money anytime, anywhere, with many more possibilities to come. 4) It’s FREE. Engage daily or invite friends to boost your APY, and earn more.
Beam is currently in private beta, which means it’s available only to selected customers at the front of the Beam waitlist. Sign up for the waitlist at https://meetbeam.com, refer friends to move up your spot on the waitlist and get Beam sooner.
To all our patient, forgiving Beam supporters and Beam-lievers, it is our honor to be serving your interest as we sail towards our mission of inspiring Justice and Simplicity in banking and beyond. Happy Beaming!
***A mobile bank account¹ for your iPhone that pays 200x more. ***
Steady growth of your money. Get paid daily, in your sleep. Earn 2 – 4% APY², more than 200x the national average.
***Zero fees. Period.***
Stop the asterisk. Zero fees means absolutely FREE, in any possible way you can think of.
***All funds FDIC-insured³. Peace of mind.***
Safety and security is our top priority. Bank-level security. 256-bit encryption, monitored 24/7.
***As good as cash with no lock-ups.***
Get 24/7 access to your funds. Easily and securely move money into/out-of your Beam account. No minimum balance.
¹ Bank Account Services provided by Evolve Bank & Trust; Member FDIC.
² Beam APY is accurate as of 03.30.2018. Keep in mind, this rate is variable and may change.
³ FDIC insurance up to $250,000